CAREAGA_OS v2026.02 [STABLE]
LOCATION: SEATTLE_NODE_01

RICHARD CAREAGA_

Utility Infielder. Applied Pragmatician. Data Scientist.

Richard Careaga, the Strategist +

Data Science and Artificial Intelligence in the Board Room

The data and artificial intelligence assets and liabilities of the modern firm deserve the same level of attention as its financials.

AI Governance: Single Page Statement of the Problem

Richard Careaga, the Counselor +

RMBS: The Exception That Proved the Rule

An analysis of Residential Mortgage-Backed Securities through the lens of exception processing—where the "make-believe" of standardized pooling met the reality of individual loan defects.

Read: RMBS Exception Analysis

The PSA: Decoding the 2008 Financial Crisis

The original "Reverse Translation" of the 300-page Pooling and Servicing Agreement.

Read: A Conversation about the PSA

Richard Careaga, the Data Scientist +

Enron: A Social Network Analysis (SNA)

How a properly directed artificial intelligence agent can turn 500,000 emails into an early discovery plan in an evening

Read: Enron SNA Report

Enron: AI Assisted Privilege Log

How a properly directed artificial intelligence agent can turn 500,000 emails into a draft privilege log in an afternoon

Read: Enron Privilege Report